Mandie Pallone, Licensed Mortgage Lender NMLS #1141754
Broomfield County

Home Loans for Broomfield County Buyers

Whether you're buying in Anthem, Interlocken, or Broadlands, Mandie Pallone provides personalized mortgage guidance for Broomfield County homebuyers. From VA home loans with zero down to jumbo financing for luxury properties, explore loan programs and refinance resources below.

Mandie Pallone, Licensed Mortgage Lender, Colorado ยท NMLS #1141754

Loan Programs

0% Down

VA Home Loans

Zero down payment for eligible veterans and military

 3.5% Down

FHA Home Loans

Flexible credit requirements for first-time buyers

 3% Down

3% Down Conventional

Low down payment with competitive rates

 5% Down

5% Down Conventional

Balance down payment and monthly costs

 No PMI

20% Down Conventional

Eliminate mortgage insurance completely

 Jumbo

10% Down Jumbo

Luxury financing above $833,750

 Jumbo

20% Down Jumbo

Best rates for high-value properties

 0% Down

USDA Loans

Zero-down financing for eligible rural properties near Broomfield

 New Build

New Construction Loans

Construction-to-permanent financing for Anthem and Baseline builds

Market Insights

Market Report

Broomfield Housing Market

Prices by neighborhood, loan program fit, and what the numbers mean for buyers and refinancers in 2026

 Credit Guide

Credit Score for a Mortgage

Minimum scores by loan program, what each tier means, and how to strengthen your credit before you buy in Broomfield

 Affordability

How Much Home Can You Afford

How income, debt, down payment, and credit shape your budget, plus the Broomfield price points that fit each one

Refinance Guides

Resources to help you decide if refinancing makes sense for your situation, including guides on closing costs and removing PMI.

Overview

Refinance Guides

When refinancing makes sense

Rate Drop

1% Rate Rule

Calculate your break-even point

PMI

80/20 Rule

Remove mortgage insurance

Costs

Closing Costs

What to expect at closing

Let's Talk

Ready to Get Started?

Call Mandie to discuss your home financing goals.

(720) 436-5280

Frequently Asked Questions About Broomfield County Mortgages

Who's a good mortgage lender in Broomfield County, CO?

Mandie Pallone (NMLS #1141754), a Fairway mortgage advisor serving Broomfield County and the north Denver metro, rated 4.8 from 349 client reviews, helps buyers and homeowners with FHA, VA, USDA, conventional, jumbo, and low down payment loans, from pre-approval through closing. Terms subject to a full loan estimate.

Does Mandie Pallone offer FHA, VA, and USDA loans in Broomfield County?

Yes. Mandie works with FHA, VA, USDA, conventional, jumbo, and low down payment programs across Broomfield, Westminster, Thornton, and Superior. She matches your scenario to the right program and guides you through closing. Final terms are confirmed in your loan estimate.